54810 ZIP Code — Balsam Lake, WI

Polk County, Wisconsin

ZIP code 54810 is located in Balsam Lake, Wisconsin, within Polk County. It covers approximately 46.39 square miles and serves a population of 2,810 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54810

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $235,400. Owner-occupancy is high at 83%, well above the national average.

Median household income is $65,417. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54810 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,810

population

46.39

sq mi land

Standard

ZIP type

Central (CT)

timezone

54810 ZIP code map

Cities in ZIP code 54810

Below are the cities the US Postal Service accepts for ZIP code 54810. Using any city not on this list may result in mail delivery delays.

City	Status
Balsam Lake	Preferred

Nearby ZIP codes

54858 Milltown (6.4 mi) 54001 Amery (7.7 mi) 54853 Luck (9.3 mi) 54824 Centuria (9.3 mi) 54889 Turtle Lake (9.9 mi) 54826 Comstock (11.2 mi) 54009 Dresser (13 mi) 54024 Saint Croix Falls (13.2 mi) 54837 Frederic (15.3 mi) 54829 Cumberland (15.5 mi) 54006 Cushing (16.2 mi) 54004 Clayton (16.5 mi)

Demographics updated 05/2026

Population
Total population	2,810
Population density	61 / sq mi
State FIPS	55
County FIPS	095

Geography
Land area	46.39 sq mi
Water area	5.71 sq mi
Latitude	45.4546
Longitude	-92.3710
Timezone	Central (CT)
Area code	715

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.4%	39.8%	39.4%
$50k – $100k	30.3%	35.2%	33.0%
$100k – $200k	20.1%	22.1%	22.4%
Over $200k	3.1%	2.9%	5.2%

Demographics & statistics

2,810

Population

People per sq mi

44.8

Median age

$65,417

Median household income

$36,538

Per capita income

$235,400

Median home value

$1,073

Median monthly rent

83.4%

Home ownership

7.5%

Poverty rate

7.0%

Unemployment

1,944

Housing units

21.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

181

25–34

183

150

35–44

153

148

45–54

150

55–59

60–64

228

65–74

232

102

75–84

104

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	563	20.0%
18 and over	2,247	80.0%
65 and over	714	25.4%
Median age	44.8 years

Race & ethnicity

White 90.3%

Two or more races 5.2%

Hispanic or Latino 3%

American Indian / Alaska Native 0.7%

Other race 0.6%

Black or African American 0.3%

Group	Count	%
White	2,616	90.3%
Two or more races	150	5.2%
Hispanic or Latino	86	3%
American Indian / Alaska Native	19	0.7%
Other race	17	0.6%
Black or African American	8	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.4%	39.8%	39.4%
$50k – $100k	30.3%	35.2%	33.0%
$100k – $200k	20.1%	22.1%	22.4%
Over $200k	3.1%	2.9%	5.2%

Under $10k 3.6%

$10k–$15k 5.4%

$15k–$25k 3.7%

$25k–$35k 6.9%

$35k–$50k 17.0%

$50k–$75k 18.6%

$75k–$100k 13.8%

$100k–$150k 18.5%

$150k–$200k 7.1%

$200k+ 5.2%

Range	% of households
Under $10k	3.6%
$10k–$15k	5.4%
$15k–$25k	3.7%
$25k–$35k	6.9%
$35k–$50k	17.0%
$50k–$75k	18.6%
$75k–$100k	13.8%
$100k–$150k	18.5%
$150k–$200k	7.1%
$200k+	5.2%
Median income	$65,417

Housing

Home values

Under $50k 7.2%

$50k–$100k 5.1%

$100k–$150k 11.9%

$150k–$200k 15.2%

$200k–$300k 24.3%

$300k–$500k 21.2%

$500k–$1M 10.4%

$1M+ 4.7%

Housing overview

Metric	Value
Median home value	$235,400
Median rent / month	$1,073
Owner occupied	83.4%
Renter occupied	16.6%
Vacant	47.1%
Single-family detached	87.5%
Large apartment buildings	0.0%
Mobile homes	8.4%
Median rooms	5.3
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.0%
2010–2019	6.6%
2000–2009	18.0%
1990–1999	15.4%
1980–1989	9.4%
1970–1979	14.9%
1960–1969	12.2%
1950–1959	11.1%
1940–1949	3.4%
1939 or earlier	8.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	9.4%
2 bedrooms	32.3%
3 bedrooms	40.5%
4 bedrooms	14.1%
5+ bedrooms	3.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	27.8%
2 vehicles	33.5%
3 or more	36.2%

Heating fuel

Fuel type	%
Utility gas	37.1%
Electricity	10.1%
Propane / LP gas	40.6%
Fuel oil	1.7%
Wood	9.4%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	598	53.1%
Cohabiting couple	84	7.5%
Male householder, no spouse	213	18.9%
Female householder, no spouse	232	20.6%
Households with children under 18	279	24.8%
Households with seniors (65+)	451	40.0%
Average household size	2.43

Marital status

Status	Male	Female
Never married	30.8%	21.8%
Married	55.7%	58.7%
Separated	0.1%	1.7%
Widowed	3.8%	8.2%
Divorced	9.7%	9.6%

Education

Less than 9th grade 1.4%

Some HS, no diploma 7.3%

HS graduate 38.0%

Some college, no degree 17.4%

Associate's degree 14.1%

Bachelor's degree 16.2%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	91.3%
Bachelor's or higher	21.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	25	5.1%
Kindergarten	16	3.3%
Elementary school	216	44.2%
High school	145	29.7%
College / grad school	87	17.8%

Employment

Industry of employment

Manufacturing 20.4%

Education & healthcare 17.6%

Construction 11.8%

Retail trade 9.8%

Other services 9.7%

Finance & real estate 8.8%

Professional & management 6.8%

Arts, food & hospitality 5.7%

Transportation & utilities 5.3%

Wholesale trade 1.7%

Information 1.4%

Agriculture & mining 0.6%

Public administration 0.4%

Occupation

Category	%
Management, business & arts	31.7%
Service	13.3%
Sales & office	20.3%
Natural resources & construction	10.5%
Production & transportation	24.2%

Employment type

Type	%
Private sector	81.6%
Government	9.5%
Self-employed	8.6%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	78.1%
Carpool	5.8%
Public transit	0.2%
Walk	3.7%
Work from home	11.7%
Other means	0.5%
Avg commute (minutes)	32.2

Poverty

All people 7.5%

Under 18 years 9.9%

18 and over 6.9%

Married-couple families 2.2%

Female-led households 4.9%

Income support

Source	% of households
Social Security	42.1%
Retirement income	30.5%
Supplemental Security	4.1%
Cash public assistance	1.1%
Food stamps / SNAP	8.4%

Health indicators

Condition	%
Obesity	32.8%
High blood pressure	35.8%
High cholesterol	38.0%
Diabetes	10.6%
Heart disease	7.3%
Stroke	3.3%
Asthma	9.7%
Arthritis	27.4%
Kidney disease	3.2%
Pulmonary disease	7.2%
Cancer	8.0%

Behavior / access	%
Smoking	17.7%
Binge drinking	23.4%
No physical activity	21.7%
Less than 7 hrs sleep	29.3%
Depression	19.8%
Fair or poor health	13.2%
Poor mental health	12.9%
Poor physical health	10.9%
No health insurance	9.8%
Visited doctor (checkup)	74.8%
Visited dentist	70.2%
Cholesterol screening	88.6%
Teeth loss	11.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	161	7.2%

Disability	%
Any disability	13.2%
Under 18	3.7%
18–64 years	10.2%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	69.5%
Public insurance	43.0%
No insurance	8.7%
Uninsured under 19	8.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,655	94.5%
Spanish	33	1.2%
Other Indo-European	29	1.1%
Asian & Pacific Islander	3	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,773	98.7%
Born in same state	2,767	98.5%
Born in different state	1,573	56.0%
Foreign born	6	0.2%
Naturalized citizen	37	1.3%
Not a US citizen	5	13.5%

Ancestry

Ancestry	Count	%
Polish	435	15.5%
Italian	247	8.8%
French	184	6.5%
Dutch	90	3.2%

Ancestry	Count	%
Arab	67	2.4%
English	37	1.3%
German	14	0.5%
Irish	8	0.3%

Technology access

Metric	% of households
Computer access	40.1%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54810

What city is ZIP code 54810 in?

ZIP code 54810 is primarily assigned to Balsam Lake, Wisconsin.

What county is ZIP code 54810 in?

ZIP code 54810 falls within Polk County, Wisconsin.

Does ZIP code 54810 have an older population?

25% of residents in ZIP code 54810 are 65 or older, above the national average of ~17%.

Is ZIP code 54810 mostly owner-occupied?

83% of occupied units in ZIP code 54810 are owner-occupied, well above the national average.

Does ZIP code 54810 have a large retiree population?

42% of households in ZIP code 54810 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 54810?

ZIP code 54810 has an estimated population of 2,810 residents, with a density of 61 people per square mile.

What timezone is ZIP code 54810 in?

ZIP code 54810 observes the CST timezone.